Liability Insurance – What Your Agent Might Not Tell You

Written by admin on September 16, 2011 – 2:56 pm

Do you ever feel that your car insurance agent is not telling you something that you should know? I know that a lot of people don’t trust insurance agents simply because they are sales people but what you need to understand is that every insurance agent wants your business long term and therefore they will do what is best for you in the meantime. With that said, there are some things that an insurance agent won’t tell you and it is not because they don’t want to, it is usually because they forget.

One of the first things that an insurance agent will not tell you is when you have a discount coming your way. They are legally required to tell you if you have a discount that you can get and that is why I know that most of the insurance agents just forget. One of the discounts that you can get when buying good liability auto insurance is a discount for not having any claims against you. This is something that not every insurance company offers but when they do every agent is required to tell the customer if they are getting close. This is more of a equality requirement but the truth is that it is still a requirement.

Another thing that your agent might not tell you is that there are discounts that you can get. Some agents don’t tell you that you have a discount coming because they get paid a percentage of what you pay so the more you pay the more they will make. Although not every agent is like this, many commission jobs require younger agents to think this way. If you are nervous about this happening to you I would recommend using an older agent that you know will take care of you for the long haul.

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