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CBIZ secures N.J.-based employee benefits, retirement business

Samantha Edmunds — Fri, 13 Jan 2012 19:43:01 +0000

A Cleveland, Ohio-based business services provider bought the employee benefits and retirement section from Advantage Benefit Planning (ABP), based in Pleasantville, N.J.

CBIZ acquired on Dec. 30, 2011, the employee benefits and retirement book of business from ABP.

Financial terms of the agreement were not disclosed.

The acquisition is expected to add about $900,000 in revenues to CBIZ.

The company said it will retain the staff of the employee benefits and retirement book of business, including Vaughan Reale, the principal.

CBIZ provides professional business services to more than 140 company offices in 36 states.

Practice Defensive Driving

Mackenzie Dexter — Wed, 04 Jan 2012 17:34:58 +0000

On the highway or just on a back road, everyone should practice defensive driving. Defensive driving can not only save you money, but it can also save your life. In addition, defensive driving helps to protect the lives and property of others around you while on the road. As well, defensive driving can help you to avoid legal problems such as speeding tickets and arrest.

The key to defensive driving is to pay attention to your own driving habits. Between other vehicles on the road, cell phones ringing, billboards flying by, animals darting out in the road and all manner of other distractions, it can be very easy to lose focus while driving.

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The 25 Greatest Car Pranks of All Time

Cody Liddell — Wed, 04 Jan 2012 07:21:36 +0000

The car is one of the greatest inventions in human history. It has also been the brunt of more pranks than any other human invention. (Thank goodness for auto insurance.) There are literally hundreds of car pranks out there, and here we present you the 25 best … for informational purposes only, of course!

1. Zip It, Zip It Good

This one is simple, yet hilarious. Tie a zip tie to one of the driveshafts: the sound of the tie smacking against the car body makes all the noise you need to make your friend paranoid hes about to lose an axel.

2. From Tailpipe to Bagpipe

Equally simple: attach a whistle to the exhaust. T

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Millions Of Americans Lack Dental Insurance, Skipping Routine Check-Ups

Samantha Edmunds — Mon, 02 Jan 2012 15:33:57 +0000

The dentist may not be a top priority for you, but skipping this routine maintenance can actually end up costing you far more than you save by not going. Skipping dental visits in an effort to cut costs actually creates much more expensive side effects. Unfortunately millions of Americans are forgoing routine dental care because they don’t have insurance or can’t afford it. However, the Institute of Medicine found that 33 million Americans live in areas that don’t provide sufficient dental services. The Institute of Medicine also reports that nearly five million children skilled dental checkups because their parents can’t afford it.

Many dentists say they see patients regularly who haven’t had their teeth checked in years in an effort to save money. However,

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RI Regulators Give Guidance on Snowplow Insurance Implications

Mackenzie Dexter — Thu, 29 Dec 2011 01:34:32 +0000

Just a week after the official start of winter, Rhode Island officials are warning residents that the colder months bring not only an increased chance of snow and ice, but also some auto insurance considerations that may not always come to mind.

Meteorologists have predicted that many parts of the country will experience below-average temperatures this winter, which officially began on Dec. 22.

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Motorcycle Safety in Cold Weather Conditions

Cody Liddell — Fri, 09 Dec 2011 13:05:40 +0000

These cold weather motorcycle riding tips can help you extend the riding season safely and enjoyably. Be sure to take a look at this list before you embark on a wintry journey!

There are two main aspects to keeping yourself safe on your bike when the temperature plummets: looking out for #1, and watching the road.

Looking Out for #1

You’ve got to take care of your body properly when exposing yourself to high speeds (hard wind) when the air is cold (hard arctic wind).

Avoid frostbite. This can’t be stressed enough. Kee

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New York DUI Insurance Laws

Cody Liddell — Sat, 26 Nov 2011 01:18:32 +0000

Not every state in the U.S. can claim such a broad range of activities. However, like other states, New York has problems with drivers who choose to drive while intoxicated. Because of this, there are DUI laws and regulations in New York for law enforcement and licensed drivers in the state. Compare state car insurance when you enter your ZIP code!

Part of New York’s solution to curtail drunk driving incidents is its membership with the Interstate Drivers License Compact. This is an agreement between various states to share conviction information regarding drunk driving. Offenses such as a DUI (driving under the influence) and DWI (driving while intoxicated) are reported to the home state of a driver. B

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High net-worth individuals value help with wealth planning ‘complexity’

Samantha Edmunds — Thu, 17 Nov 2011 11:38:10 +0000

Nearly one-quarter of high net-worth individuals do not trust their children or stepchildren to protect their inheritance, a belief that creates “increasing complexity” in dealing with handling their wealth.

Passing on wealth, values and a legacy is at the heart of financial planning,” said Chris Johnson, director of wealth advisory for Barclays Wealth, which performed the survey.

“It is clear that with wealth comes an increasing complexity of choice especially with respect to intergenerational transfer. In some cases, this can result in concerns about trust or even intrafamilial conflict. Underst

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Dream Retirement Years without worrying about expenses

Cody Liddell — Wed, 16 Nov 2011 03:10:03 +0000

Retirement years should ideally be carefree years where you indulge in your favourite activities without worrying about the costs. These activities could be holidaying at your dream destination, buying expensive art, antiques or collectibles, showering your kids and grandchildren with gifts etc. Sounds like a dream retirement, doesn’t it? But the power to turn this dream into a reality lies in your hands and the best time to start working towards it is now. <

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Dealing With Vehicle Odors

Mackenzie Dexter — Mon, 14 Nov 2011 10:47:33 +0000

Maybe youve parked your car in an area with offensive manufacturing odors that have permeated your upholstery, or you let your teenager drive your car with the result of rotting fast food lodged deep between the seats. Whatever the reason for an offensive odor in your vehicle, you clearly do not want to be driving a car that smells bad.

• Find the source

If youre not sure why your car smells, the first step to getting rid of the odor is finding the source. To do this, completely clean the inside of your car, including between and under seats. Once you remove the source of the problem, youll be able to better handle any embedded odors.

• Thoroughly clean the car

This means a vacuuming and a wipe down of all surfaces in the vehicle. Thi

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Rhode Island DMV Turns to Insurer for Customer-Service Makeover

Mackenzie Dexter — Sun, 13 Nov 2011 01:03:12 +0000

Few people look forward to a trip to their state Division of Motor Vehicles office, but officials at the Rhode Island DMV are trying to change that.

In an effort to improve its image, the state agency has been getting customer service pointers from Rhode Island-based Amica Insurance, a company that has earned numerous awards for the way it treats policyholders.

The insurer last month launched a special training program for nearly 200 employees of the state agency.

The DMV was thrilled when Amica offered to create a customized program, at no cost to the state,” Lisa Holley, interim DMV administrator, said in a statement. “

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Packaged accounts targeted by FSA

Samantha Edmunds — Fri, 11 Nov 2011 15:16:37 +0000

Rules governing the sale of paid-for bank accounts could be tightened to prevent another major insurance mis-selling scandal, under proposals from the City watchdog.

The Financial Services Authority (FSA) wants to force banks and building societies to check that customers are eligible to claim on insurance cover before selling it to them as part of a packaged bank account.

Such accounts bundle a current account with a range of insurance policies that typically includes breakdown, travel, ID theft and mobile phone cover.

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Remember What’s Important During Open Enrollment Season

Samantha Edmunds — Sat, 05 Nov 2011 22:54:08 +0000

It’s currently benefits open enrollment season for millions of American employees. This is the season they’ll be faced with some big decisions about their 2012 health care coverage. Health care costs are expected to increase by seven percent in 2012 to $10,475 per employee, according to Aon Hewitt, a global consulting firm. Employees are projected to contribute roughly $2,300 to that expense in 2012. That’s an 11 percent increase compared to 2011. Aon Hewitt’s analysis shows that beyond that cost, employees will spend an average of $2,275 on out-of-pocket expenses while seeking care next year.

The Consumer Health Mindset survey, Aon Hewitt’s recent survey of 3,000 health consumers, shows more than half of consumers participated in health risk assessments and/or screenings such as blood pressure and cholesterol screendings in the past year. Many empl

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Cost to Own The Fastest Cars in The World

Mackenzie Dexter — Sat, 05 Nov 2011 08:32:58 +0000

Fast cars. Now that I have your attention, what is one of the most iconic figures associated with speed and the automobile? Mario Andretti? Dale Earnhardt, perhaps? There’s always the heroic paring of the bat mobile and the masked avenger.

Me, I’m partial to James Bond. There

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Road Hogs: Sharing the Road with Inconsiderate Drivers

Cody Liddell — Sun, 30 Oct 2011 20:44:30 +0000

Motorcycle drivers everywhere have experienced some variation of sharing the road with an inconsiderate driver. They tailgate, cut you off, cause merging difficulties, don’t bother controlling their emotions and cause damage – all seemingly without a care in the world. You know better, but you may not know the best way to handle it. We’re here to help!

Drive Defensively

The most important point we can make is that driving a motorcycle defensively saves more lives than driving offensively. Defensive driving is about taking responsibility for your own safety no matter what anybody else is doing behind their wheel. It’s

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