Car Insurance Online

Three major California health insurers have agreed to comply with Insurance Commissioner Dave Jones’ (D) request to delay their planned premium increases for 60 days, the Los Angeles Times reports.

Background

Aetna, Anthem Blue Cross and PacifiCare all recently submitted notices about their plans to raise rates for members with individual health insurance policies (Ceasar/Helfand, Los Angeles Times, 1/27).

The insurers’ rate filings show that:

• Anthem proposed raising premiums by an average of 9.8%;
• PacifiCare proposed raising premiums by between 2.5% and 9.1%; and
• Aetna proposed raising rates by an average of 2.8% (Colliver, San Francisco Chronicle, 1/28).

Delay Details

Jones asked the insurers to delay their premium increases so he would have sufficient time to review their rate filings and ensure that they comply with state law.

Read more info…

The CFP Board, which regulates Certified Financial Planners, recently took disciplinary action against 23 of its members.

Members who had actions taken against them included two from New Jersey, one from New York, one from Pennsylvania, four from Georgia and three from California.

The CFP Board reported the following actions:

LETTERS OF ADMONITION

ARIZONA

Geoffrey W. White, CFP® (Tempe): In August 2011, following a hearing before CFP Boards Appeals Committee, CFP Board issued an order affirming the Disciplinary and Ethics Commissions (Commission) order issuing a Letter of Admonition to Mr.

Read more info…

Buying a used car has always been a tossup; on one hand, youre paying much less than you would pay for a new car while, on the other hand, youre sacrificing benefits such as a car with little to no miles on the odometer, a warranty, and free scheduled maintenance. Many budgets can only stretch as far as a used car, but the risk of getting a vehicle with issues that require costly maintenance has been a problem for consumers.

Read more info…

Vin: JTLKT324440151077  Mileage: 116,881 miles  Stock #:   Exterior: BLUE  Engine: 4-Cylinder 1.5L 16V  Interior: BLACK  Transmission: 4 Speed Automatic  Trim/Package:   Fuel Type: Gasoline  MPG City/Hwy: 30 city / 34 hwy 

1-OWNER! GREAT CONDITION! THIS Scion xB IS EQUIPPED WITH A 1.5 LITER, FOUR-CYLINDER ENGINE. GETS ALMOST 35 MPG HWY! TRANSMISSION IS 4-SPEED AUTOMATIC. WELL EQUIPPED WITH POWER WINDOWS, POWER LOCKS, CD PLAYER, AND ANTI-LOCK BRAKES. THE EXTER

Read more info…

Life insurance coverage is at its lowest point in more than five decades, according to the 2011 Genworth LifeJacket Study. Almost half of Americans with incomes between $50,000 and $250,000 don’t have life insurance. Those who do have it may not have enough. They have an average amount to cover 3.6 years of income which means they’re leaving their families significantly under-insured.

The goal of this new study is to help close the insurance coverage gap. Many people want to do the right thing when it comes to life insurance, but some struggle with who to trust or where to get solid information. Around 40% of consumers don’t think they have enough life insurance to meet their family’s long-term needs. “While

Read more info…